either way, it's a policy decision that nixon. there are mom thinks systemically important that they not only bring their own shareholders, but they become a systemic risk to the world and hurt the world that everybody has an economic interest in making sure they are well run. so we could not shed the bulk of the regulations that attach to us, even if we were to become not a bank. we don't really shut those necessarily were not sure the details. but i don't think there's an appetite in the united states for us to be less regulated than with arafat really if we were a bank. so we don't own a choice to get out from under the regulations come to be regulated as we were as a total nonbank. we have to see what the choices are, but we have no necessary attention today. but you know, the predicate of your question is that our activities are almost entirely non-commercial banking activities, nonconsumer bank. everything we do is in the wholesale market, the problem that we dealt on the wholesale level. so you say, we would put logically i